If you do not want the Student Health Insurance Plan, you must decline or opt-out of coverage by submitting a waiver. You may only opt-out of coverage during the following Waiver Periods:

Fall Semester: 07/19/2021 - 09/08/2021

Spring/Summer Semester: 12/20/2021 - 02/02/2022

Summer Semester: 05/17/2022 - 06/09/2022

INTERNATIONAL STUDENTS ENROLLMENT ACTIVATION AND WAIVER

International students with “F” or “J” visa status are required to be covered under the UHS Student Health Insurance Plan or have equivalent health insurance coverage, regardless of the number of credit hours taken. At the time of registration, the student will be charged for the coverage period on their student financial account.

ACTION REQUIRED:  Each international student with “F” or “J” visa status must ACTIVATE their enrollment or submit a WAIVER each coverage period.

NOTE: The University must submit an eligible to enroll list to Academic HealthPlans each term. During the ENROLLMENT ACTIVATION and WAIVER period, allow approximately 4-6 hours after the health insurance charge has been posted to your university account for the eligible to enroll list to be processed before attempting to ACTIVATE your enrollment or submit a WAIVER.

INTERNATIONAL STATUS: It is the responsibility of each student to inform the University of their current visa status. Visa status changes that may affect or reverse a student’s waiver or enrollment in the mandatory SHIP must be posted to the student’s university account no later than the posted semester deadline. Submit your status changes as early as possible and follow-up with the appropriate department(s) to ensure all changes are POSTED timely.

Contact the International Student and Scholar Services (ISSS) at (713) 743-5065 if you have any questions or concerns about your status.

Go to www.uh.edu/healthcenter/insurance to view the University of Houston International Student Health Insurance Requirements.

INSURANCE ENROLLMENT ACTIVATION (you wish to be enrolled in the UHS Student Health Insurance Plan): 

You will need to ACTIVATE your enrollment in the Student Health Insurance Plan each coverage period.  It is recommended that you complete this ACTIVATION at least one week prior to the beginning of the new coverage period to ensure you have access to your insurance account. 

Failure to ACTIVATE your enrollment in a timely manner will result in a delay in your ability to use your Student Health Insurance Plan. 

• The insurance carrier, UH Student Health Center, medical providers and pharmacies will not have a record of your enrollment in the Student Health Insurance Plan until approximately 2-3 business days after your activate your enrollment in the Student Health Insurance Plan.
• If you do not ACTIVATE your enrollment in the Student Health Insurance Plan, your enrollment will automatically activate approximately 10 days after the close of Open Enrollment Period for the designated coverage period.

By clicking the “Click Here to Enroll” link below, you confirm:

• That you have read and understand the University of Houston System Policy concerning F and J Visa International Health Insurance Requirements.
• That you have read the Login instructions included the registration email sent to you by Academic HealthPlans or found in the International Student section at uh.edu/healthcenter/insurance.

New Student ‘F’ Visa Holders Click Here to Enroll

New Student ‘J’ Visa Holders Click Here to Enroll

Returning Student ‘F’ Visa Holders Click Here to Enroll

Returning Student ‘J’ Visa Holders Click Here to Enroll

WAIVER REQUEST:  A waiver of the health insurance fee may be requested online with proof of acceptable alternate insurance. In order to be approved for a waiver of enrollment in the Student Health Insurance Plan (SHIP), your alternative health coverage must meet or exceed the requirements as set forth below and be submitted by the waiver deadline date. Please be advised that the waiver request will be reviewed for compliance and verified active with the insurance carrier. Notification of acceptance or rejection of this request will be sent to your University email within seven business days. Late submissions will not be accepted.

1. 1. An international student may request a waiver of this mandatory health insurance fee in the following instances with proof of acceptable alternate insurance.
      1. The student is sponsored by the U.S. government, the government of the student’s home country if recognized by the U.S. or by certain international, government-sponsored or non-governmental organizations, and if the sponsor has provided a plan equivalent to the SHIP or a letter guaranteeing payment of all health care expenses.
      2. The student is enrolled in an employer-provided group health plan which is equivalent to the SHIP.

   If medical evacuation and repatriation that equals the amounts as compared to the SHIP are not included in an otherwise acceptable policy, a rider must be purchased

   1. All International Students with “F” or “J” visa status Student Visa Holders must meet all of the following minimum requirements:
      1. Medical/preventative care benefits equivalent to the UHS-endorsed Student Health Insurance Plan with no annual limits.
      2. Contains no exclusions for pre-existing conditions.
      3. Imposes no provisions for co-insurance that exceed 25% of the covered benefits.
      4. Medical evacuation coverage amount is no less than $50,000.
      5. Repatriation coverage amount is no less than $25,000.
      6. Dates of coverage meet or exceed the requirement for the SHIP coverage period.
         • Fall New Students: August 1st – December 31st
         • Fall Returning Students: September 1st – December 31st

   NOTE: Individual plans, travel plans, or plans that require individuals to pay for treatment before being reimbursed will NOT be accepted for waiver approval.

    

   Some examples of unacceptable healthcare plans include, but are not limited to:

   • Healthcare plans purchased from HealthCare.gov, other government service organizations.
   • Healthcare plans purchased directly from an insurance company or other organization.
   • Healthcare Spending Accounts
   • Healthcare plans that do not cover the full requirements listed on the waiver criteria.
   1. International “J” Student Visa Holders must have a policy whose deductible does not exceed $500 annually.
   2. International “F” Student Visa Holders must have a policy whose deductible does not exceed $1,500 (individual)/$3,000 (family) annually.

   If your alternate coverage meets the above minimum requirements, submit electronic copies of the following documents with your online waiver request:

   1. A scanned copy of the front and back of your health insurance ID card indicating the student as a covered member.
   2. A scanned copy of your complete policy, including coverage amounts, exclusions, and limitations in English using US dollars.
   3. A scanned copy of your medical evacuation and repatriation coverage (if you have this coverage).

    

   By clicking the “Click Here to Waive” link below, you confirm:

   • That you have read and understand the University of Houston System Policy concerning F and J Visa International Health Insurance Requirements. 
   • That you compiled ALL documentation required to be uploaded and that you understand your waiver will be automatically denied if all required documentation is not uploaded with your submission.
   • That you have read and understand the Waiver Submission Minimum Requirements Checklist and that your waiver will be denied if your alternate health insurance plan does not meet the minimum requirements.
   • That you have read the Login instructions included the registration email sent to you by Academic HealthPlans or found in the International Student section at uh.edu/healthcenter/insurance.

   Once you login, select the WAIVE button under the “I Already Have Insurance.” Section.

   New Student ‘F’ Visa Holders Click Here to Waive

   New Student ‘J’ Visa Holders Click Here to Waive

   Returning Student ‘F’ Visa Holders Click Here to Waive

   Returning Student ‘J’ Visa Holders Click Here to Waive

   Please see the ‘AHP Waiver System – Student Training’ link below for a video tutorial on how to use the Waiver System.

   Please contact Academic HealthPlans at help.ahpcare.com if you have questions.

    

AHP Waiver System - Student Training

Student Quick Reference Flyer